Payoneer is a leading global payment solution that enables freelancers, e-commerce sellers, and businesses in Pakistan to receive international payments seamlessly. Given that PayPal is not available in Pakistan, Payoneer stands out as the best alternative for cross-border transactions. Users can withdraw funds through local bank accounts or other available methods, making it a convenient choice.
Requirements to Open a Payoneer Account in Pakistan
Who Can Apply?
- Must be at least 18 years old
- Freelancers, online sellers, affiliate marketers, and business owners
- Individuals with a valid Pakistani CNIC/NICOP
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Required Documents
- CNIC/NICOP (National Identity Card for Overseas Pakistanis)
- Active email address (for account setup and notifications)
- Local bank account details (for withdrawals)
- Mobile number (for OTP verification)
Step-by-Step Guide: How To Create a Payoneer Account in Pakistan
Step 1: Visit the Official Website
- Go to the Payoneer website
- Click on Sign Up
Step 2: Choose Your Account Type
- Freelancer
- Online seller
- Affiliate marketer
- Business owner
Step 3: Fill in Your Personal Details
- Full name (as per CNIC)
- Email & date of birth
- Contact details (mobile number & address)
Step 4: Add Your Bank Account in Pakistan
- Enter your IBAN number
- Supported banks include UBL, HBL, Meezan Bank, MCB, Standard Chartered, and others
Step 5: Identity Verification
- Upload a clear photo of your CNIC/NICOP
- Some users may be required to submit a selfie for identity verification
Step 6: Submit & Wait for Approval
- Approval process takes 24-48 hours
- Check your email for confirmation
How to Activate Your Payoneer Account
- Log in to your Payoneer account
- Set up a security question for added security
- Connect your account with Fiverr, Upwork, Amazon, or other platforms to start receiving payments
How to Withdraw Money from Payoneer in Pakistan
1. Bank Transfer Method
- Link your Pakistani bank account and transfer funds directly
- Processing time: 2-5 business days
2. JazzCash Withdrawal Option
- Withdraw directly to JazzCash Mobile Wallet
- Ideal for freelancers and digital workers
3. Payoneer Prepaid Card (If Available)
- Use a Payoneer debit card to withdraw from ATMs
- Availability in Pakistan is limited
Payoneer Fees & Transaction Limits in 2025
- Account maintenance fee: Charged annually if the account is inactive
- Currency conversion charges: 2-3% above the mid-market exchange rate
- Withdrawal fees:
- Bank transfer: $1 – $3 per transaction
- JazzCash: Additional service charges may apply
Common Issues & Solutions
1. Account Approval Delays
- Ensure all information is correct
- Provide clear CNIC/NICOP scans
- Check for verification emails
2. Bank Verification Issues
- Ensure IBAN details are accurate
- Use a bank account under your own name
3. Payoneer Card Availability in Pakistan
- Currently, Payoneer cards are not widely issued in Pakistan
- Consider JazzCash or bank transfers as alternatives
People researching PayPal availability in Pakistan often explore Payoneer as a reliable option for managing global transactions. Payoneer is an excellent solution for Pakistani freelancers and businesses to receive international payments securely. By following the proper setup steps and withdrawal methods, users can ensure smooth transactions. For further assistance, Payoneer customer support is available via their official website and community forums.
