Student Loan Scheme in Pakistan 2026

Most Student Loan Scheme in Pakistan 2026 NBP, MCB, UBL, ABL, HBL, and Meezan Bank are truly provided just because of the benefits of the student community in Pakistan. The bank sector of Pakistan is one of the most strong and strengthened industries and departments which has also started to work for the benefit of people of all ages and sectors. The loan policy of the bank has provided relief and aid to the people and helped them fulfill their dreams. The bank loans consist of loans for house building, car finance, student loans, and business initiative loans.

Student Loan Scheme in Pakistan 2026The Student Loan Scheme in Pakistan has helped students to acquire their knowledge and to carry out their want of higher education which for the majority of students becomes unavoidable.

Student Loan Scheme in Pakistan 2026

The student loan scheme has several clauses which are to be met by the student before getting eligible for the loan and at the same tie there are various policies and liabilities at the end of the student which are to be fulfilled after receiving the loan. These policies, restrictions, and clauses are stated below under the student loan scheme in Pakistan;

Student Loan Scheme in Pakistan 2026 Procedure

  • The banks are offering loans for graduation, post-graduation, M. Phil, and Ph.D. studies.
  • The candidates who are applying for the loan will be eligible for it if they are able to secure 70% marks in their last academic qualification.
  • A proper investigation is conducted in which the candidate has to give evidence that will prove that he or she is financially poor and will be unable to carry the expenses under their upcoming education.
  • Once the loan is granted to the students, their first installation started from the immediate one year of their completion of education for which the loan is taken or even after one year of their job, the situation which will occur first will be considered.
  • The candidate must return the loan within 10 years after the loan has been dispatched.
  • No interest is charged from the students on the loan which they will be acquired from any of the banks.

Banks For Student Loan Scheme in Pakistan

Following are the major banks of Pakistan that have stood strong and are renowned in the issuing of student loans in Pakistan;

  • National bank of Pakistan (NBP).
  • United Bank Limited (UBL).
  • Muslim Commercial Bank (MCB).
  • Allied Bank Limited (ABL).
  • Habib Bank Limited (HBL).
  • Meezan Bank Limited.
  • Al-Baraka Bank
  • Bank Islami Pakistan
  • Dubai Islamic Bank
  • Dawood Islamic Bank Limited
  • Bank Alfalah
  • Standard Chartered Bank.

The above-listed Banks provide Student Loan Scheme in Pakistan in 2026 and these Banks provide many loan schemes around the calendar. These Banks as listed here also contribute a lot to the Education Sector of Pakistan by Such Loan Schemes.

Meezan Bank is providing the Education based loan under the Kamyab Jawan Scheme as well as the Youth Entrepreneurship Scheme. Our PM provided relief for the students to get an education. Basically, the Kamyab Jawan Scheme is also the idea of our government to provide relief with an interest-free loan for students. So, students can get need-based loans for their businesses through the Youth Entrepreneurship Scheme. However, the Dubai Islamic Bank Alfalah is providing a Personal Loan. Students are also able to get educational loans under the category of personal loans.

Besides, the Standard Chartered Bank (SCB) designed the education loan for students to help parents as well as students with their educational goals. The National Bank of Pakistan is providing interest-free student loans. However, there are some categories in which students can get loans from the NBP. So, students can get educational loans under the terms and conditions and fulfill their goals.

97 Comments

  1. rubbia bibi

    I secured 3.79 CGPA in BS and now i want student loan for my Mphil? How can i get it?

  2. Muhammad tufil

    My intermediate Mark percentage is 76% and metric Mark percentage is 70%.what is starting date is student lona scheme. ..

  3. Aqlima

    Aoa…I belong to middle class family I can’t afford my study expenses..how can I apply for this loan..because I already wasted my one and half year..so please tell me about this loan

  4. Shahzaib khan

    I have sechred 68% marks in graduation. Now i took admission in M. Fhil. Can I receive loan in any case?

  5. faizullah khan

    sir i m a graduated student sir i want to continue my study sir but our financial assest dont allows us to do master sir what is the procedure to take loan from bank

    • safdar khan

      sir,
      i can apply for loan online or not

  6. abdul wahab

    sir i want personal 5 lakh whts procedure for installment
    call me 03339664144

  7. mahumrajput

    i m university 1st year student m wana start my busniess how i can get loan from your schem its urgent

  8. sehrish naqvi

    sir tell me about this loan m needy because m student and now start a business plz tell me

  9. m imran

    sir when the list of selected students will be announced?

  10. Ali haider

    Sir agar marks 70% se kam hon toh loan mil skta hai?? aisi koi scheme hai

  11. ijaz

    application form nahe mil rahe hai,,,from where i can download it,,,,,,

  12. zobia akbar

    aslam.o.alikum sir i m getting admision in UCP in MBA (1.5) year ,can i get loan from NBP?

  13. said arab khan

    dear sir plz how i can apply for the scheme to get loan?

  14. ASAD ULLAH

    sir kindly inform ,, started date of loan scheme ????

  15. Muhammad Tahir Ali

    Respected SIR i am student of architecture and earliest i was completed my DAE(ARCHITECTURE)with 82% marks.Now i am studying in UMT LAHORE for B.ARCH 5 years undergraduates Degree program.i am a truely deserving student because no one Feed me my Father Dead in 2010.i want LOAN for my study kindly guide me.i will be very Thank ful to you WHOLE life.

  16. anam abdullah

    plz tel me the proceger of loan?when it start?and which is the crateria of educatioin?

  17. Sajid Ali

    Sir i want to start a business and i want to take loan so plz tell me how this process will be done.i am student of bsc

  18. Mohsin Mehdi

    what is the last date to apply for loan

  19. Samiul haq

    Sir, I m a student of b-tech (Hon) Please sir give me The loan for continue my studies plzzz ser

  20. maryam nadeem

    i am gng to be a medical studnt i want studnt loan in this regard

  21. Shahid Ali

    When the loan scheme of 2013 will be started?

  22. hussnain ali

    what is the starting loan scame

  23. Zahid Ansari

    I am studying in BS Chemistry 5th semester. I need student loan

  24. AQIB RAZA

    Sir ,i am student doing electronic engineering from PAK POLY TECHNIC INSTITUTE LHR..Sir i belong to a very poor family .AS My father can not afford expenditures for my further studies .so i need this loan to continue my studies .Sir kindly tell me how can i get this loan .And what will be the requirements for student loan.

  25. Syed azam ali

    Sir hum boht gharib admi hain hmara rent ka ghar hai humain boht paeshani hoti hai hamain paise ki boht zarurat hai .
    03462430551

  26. nkxnjnfxnnf kl

    wt its started and why we should apply it???????????????////

  27. mUHAMMAD QAMAR IQBAL

    SIR ,I M STUDENT OF MSc and fulfill my study expences by tution but i cant bear all my expences and wana join u for this program plz tell me about the criteria of this scheme.regards

  28. shahjahan

    i am student of b.com but i am poor when starting loan scheme?

  29. asif

    contact me for loan from bank…i am bank employee… 0321-4696039…

    • Ahsan

      Sir, Is it any kind of student loan u will give or personal loan ?

  30. QAMAR AZAD

    i am QAMAR AZAD .I am student of BBA and very interested in student loan because of my limited financial pocket ! kindly help regarding this.

  31. Abdul Samad

    we are two brothers. we want to take admissions in civil engineering and software engineering. What is your method of loan giving?

  32. S.M.Nawaz

    UBL,HBL AND ABL POLICY DOES NOT FOUND ON WEB,IN THIS REGARDS

  33. Safder Munir Nawazs

    I have three daughters and one son who recently cleared NUST and entertained in Electrical Engineering(Pakistan Navy Engineering College Karachi).Hopefully drop outs will further escalate his position to his next priority for technology.My one daughter is studying in PIPOS a professional course for artificial LIMBS in Peshawar.My other daughter has recently taken examination of Graduation(BA)My youngest daughter is studying in FSC.
    I,m an emplyee of UBL SERVING AT UBL WANA BRANCH.EMP NO 398844.Bank may hold my retirement benefits as security and give student credit line to my son

  34. zeeshan

    SIR,
    please tel me the last date for loan application, and whre will i submit the form.

  35. Sheeraz Ali

    sir i am selected for b.b.a in fast national universty kharachi nd i want to obtain loan for expenses bcz i can’t affort the feeses so wats schedule for obtaing student loan nd how i can do that.

  36. ria

    Sir kindly tell me ka kitna dino mein ya loan mil jata hai

  37. Ahsen Ali

    Dear sir,
    I am the student of MS Geology and i want to get student loan .
    How can i apply for student and what is the requirement for student loan.
    Kindly inform me about that.

  38. Mumtaz hussain

    Sir when loan schedule started plz tell me date .i hv to take loan for my study.

    • muhammad amjad

      dear tell me about the last date of loan????

  39. farukh ali

    slam, i want to get house loan plz any one guide me about procedure n date to apply

  40. wajid

    is there any loan for giki student

  41. Usman kureshi

    Sir when the student loan get started plc let me know i want dat loan for my studies

    • muhammad amjad

      any idea about studnt loan???last date??

  42. Muhammad iqbal

    Sir,when will be the loan scheme start and what will be the last date of applying?

  43. Muhammad waqar sabir

    i am the student if b.sc(hons) agricultute in gomal univesity dera ismail khan…i want to apply for student loan of national bank…tell me the date of submition of applications for student loan

  44. Abeera Manzoor

    In 2013 can v apply fo dis loan??

  45. Naveed

    I want 2 start new busns i m student of MBA

  46. Sir, i am student of MA, and needy and poor. want to start businees, please gave me details for Student Loan

    Sir,
    i am student of MA and needy / poor. wnat to run my businees, please gave me details for student Loan

  47. Uzair ahmed

    Sir i study in mehran university, jamshoro.. And i want to be that loan so please tell me what can i do..??

  48. shoaib

    sir when vl the foam of loan issue

  49. abdul samad

    salam sir how can i get loan to continue my MS study

  50. Muhammad Farooq

    please tell me the dates of starting loans of these banks.

  51. husma khan

    Sir kindly tell me the procedure to get loan for study

  52. rani kirpa

    What is last date of form submission plz tel

  53. Sarfraz alii

    sir
    iam student
    i have completed my intermediate and now
    studying in Hamdard university main campus
    B.E ELECTRONICS
    2ND SEMESTER
    Sir thix is an private university and having high level fees ,so how should i continue my study
    please help me to give an student loan ,
    sir i cannot leave this university
    please help me
    i will be very thanksfull to you for this kind of act

    • Sardar Ahsan

      Salam…I`m interested to take SOME loan for my residencial and educational status…willing to return easily through your fine policy…Much pleasure.TANX AND REGARDX!

  54. M Irfan Tabasum

    Respected Sir,

    I am a MBA student and start a my business please guide about the student loan scheme.

  55. Husnain Goraya

    As-salam-o-Alaikum Sir !
    Sir !
    What is the criteria to get a student business loan of any bank please help me in this regard

  56. muhammad danish

    Assalam o Alikum,

    Sir, I am the student of MS MBA (3.5 years) want to apply for this type of loan due to financial provlems. I shall be very thankful to you if you tell me the process how can i avail this opportunity?

    Thanks a lot.

  57. Enn Zee

    Hi sir,
    I am student of MS and i am facing serious issues regarding financing, please tell me how we can get this oppertunity?

  58. sareeruddin

    salam
    sir what is the criteria for student loan & when it gonna be started

  59. fouzia

    plz anyone send me the list of nbp student loan scholarship 2013.that is recently updated??????????

  60. Amrat s/o Gunes mal

    i am student of mining engineering muet jamshoro. i want to get student loan.

  61. awais baloch

    i m student of B.S (c.s) in GCU lahore i want to apply for student loan i m so much neened student pls informe me how to apply for laon & when to apply pls any one reply to me i m waiting

    • said arab khan

      dear sir how i can apply for this loan to continue my M.S ,

  62. shakir

    i am student of punjab university.i want to get student loan.how its possible.
    reply thanx.

  63. adil riaz

    sir iam student of iub tell how iget student ioan

  64. mariasaleeem

    salam sir i want to get this loan plz tell when 2013 loans offered?

    • ali

      2013 – 2014 is annouced now,
      u can avail from u any nearest HBL, NBP, ABL or meezan bank Baranch

  65. wajid

    I am Student of uet lahore. Sir tell me when will it start.

  66. Muhammad Shahid

    I am student of DVM at UVAS LHR.I wnt loan. when will it start?

  67. Shamoon Ahmed

    I am a student, doing BSCS from Arid Agriculture University, rwp. I want a student loan, so when student loan form for 2013 will be uploaded?

  68. Noman Bashir Maan

    When student loan will be started

  69. shahid

    sir will you kindly tell me about the successful candidates of year 2012 2013

  70. sundus rauf

    i am a stdnt of mbbs.what is the procedure of gtng loan i need infofmation

    • muhammad amjad

      hav u got stdnt loan ?what was its last date?Bro i m a 1st year MBBs student in SIMS lahore

  71. mati ullah

    dear sir when the student loan is starting for the year 2013?

  72. abdul rauf khan

    when the studnt loan form wil be started for 2013,and when wil be the list of selacted student announced.

  73. Admin

    Actually This Page created for information about Banks who gives Student Loan Scheme currently exist in Pakistan…. So we cannot helps you in this regard any more than just giving information…….

  74. izhar ul haq

    i am a student of m.sc zoology.and want the student loan for my best of study

  75. Zahir ullah

    What is the starting date of student loan

  76. abdurehman

    sir je kindly tell me what is the procedure to get loaan……..?

  77. mehboob ali hanjra

    where from form is available

  78. shakir ullah jan

    what is the startig date of student loan scheme

  79. Shahbaz Khan

    i am a student of mechanical engineering at National University of Sciences & Technology…i want to apply for student loan…can anybody help me in this regard..???

    • Nazran khan

      I m feeling so sad by hearing this,I m also a needy student ,i also need help from anybody

  80. usman

    please tell me when the loan form will be started@

  81. Syed Muhammad Taqi Hasnain Naqvi

    I am student of commerce group.i want’s start a business.

    • shahid

      which business do you want to start and what class in you are

      • rehan akram

        i want a small shop type bussnies because i belong to poor or middle class femily and i am studing and i c’nt afford my study expensives

  82. abdulwali khan

    sir what is the starting date for student loan scheme

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