Student Loan Scheme in Pakistan 2023

Most Student Loan Scheme in Pakistan 2023 NBP, MCB, UBL, ABL, HBL, and Meezan Bank are truly provided just because of the benefits of the student community in Pakistan. The bank sector of Pakistan is one of the most strong and strengthened industries and departments which has also started to work for the benefit of people of all ages and sectors. The loan policy of the bank has provided relief and aid to the people and helped them fulfill their dreams. The bank loans consist of loans for house building, car finance, student loan, and business initiative loan.

Student Loan Scheme in Pakistan 2023The Student Loan Scheme in Pakistan has helped students to acquire their knowledge and to carry out their want of higher education which for the majority of students becomes unavoidable.

Student Loan Scheme in Pakistan 2023

The student loan scheme has several clauses which are to be met by the student before getting eligible for the loan and at the same tie there are various policies and liabilities at the end of the student which are to be fulfilled after receiving the loan. These policies, restrictions, and clauses are stated below under the student loan scheme in Pakistan;

Student Loan Scheme in Pakistan 2023 Procedure

  • The banks are offering loans for graduation, post-graduation, M. Phil, and Ph.D. studies.
  • The candidates who are applying for the loan will be eligible for it if they are able to secure 70% marks in their last academic qualification.
  • A proper investigation is conducted in which the candidate has to give evidence that will prove that he or she is financially poor and will be unable to carry the expenses under their upcoming education.
  • Once the loan is granted to the students, their first installation started from the immediate one year of their completion of education for which the loan is taken or even after one year of their job, the situation which will occur first will be considered.
  • The candidate must return back the loan within the tenure of 10 years after the dispatch of the loan.
  • No interest is charged from the students on the loan which they will be acquired from any of the banks.

Banks For Student Loan Scheme in Pakistan

Following are the major banks of Pakistan that have stood strong and are renowned in the issuing of student loans in Pakistan;

  • National bank of Pakistan (NBP).
  • United Bank Limited (UBL).
  • Muslim Commercial Bank (MCB).
  • Allied Bank Limited (ABL).
  • Habib Bank Limited (HBL).
  • Meezan Bank Limited.
  • Al-Baraka Bank
  • Bank Islami Pakistan
  • Dubai Islamic Bank
  • Dawood Islamic Bank Limited
  • Bank Alfalah
  • Standard Chartered Bank.

The above-listed Banks provide Student Loan Scheme in Pakistan in 2023 and these Banks provide many loan schemes around the calendar. These Banks as listed here also contribute a lot to the Education Sector of Pakistan by Such Loan Schemes.

Meezan Bank is providing the Education based loan under the Kamyab Jawan Scheme as well as the Youth Entrepreneurship Scheme. As our PM provided relief for the students to get an education. Basically, the Kamyab Jawan Scheme is also the idea of our government to provide relief with an interest-free loan for students. So, students can get need-based loans for their businesses through the Youth Entrepreneurship Scheme. However, the Dubai Islamic Bank Alfalah is providing a Personal Loan. Students are also able to get educational loans under the category of personal loans.

Besides, the Standard Chartered Bank (SCB) designed the education loan for students to help parents as well as students with their educational goals. The National Bank of Pakistan is providing interest-free student loans. However, there are some categories in which students can get loans from the NBP. So, students can get educational loans under the terms and conditions and fulfill their goals.

97 thoughts on “Student Loan Scheme in Pakistan 2023”

  1. Aoa…I belong to middle class family I can’t afford my study can I apply for this loan..because I already wasted my one and half please tell me about this loan

  2. sir i m a graduated student sir i want to continue my study sir but our financial assest dont allows us to do master sir what is the procedure to take loan from bank

  3. Respected SIR i am student of architecture and earliest i was completed my DAE(ARCHITECTURE)with 82% marks.Now i am studying in UMT LAHORE for B.ARCH 5 years undergraduates Degree program.i am a truely deserving student because no one Feed me my Father Dead in 2010.i want LOAN for my study kindly guide me.i will be very Thank ful to you WHOLE life.

  4. Sir ,i am student doing electronic engineering from PAK POLY TECHNIC INSTITUTE LHR..Sir i belong to a very poor family .AS My father can not afford expenditures for my further studies .so i need this loan to continue my studies .Sir kindly tell me how can i get this loan .And what will be the requirements for student loan.

  5. Sir hum boht gharib admi hain hmara rent ka ghar hai humain boht paeshani hoti hai hamain paise ki boht zarurat hai .

  6. SIR ,I M STUDENT OF MSc and fulfill my study expences by tution but i cant bear all my expences and wana join u for this program plz tell me about the criteria of this scheme.regards

  7. i am QAMAR AZAD .I am student of BBA and very interested in student loan because of my limited financial pocket ! kindly help regarding this.

  8. we are two brothers. we want to take admissions in civil engineering and software engineering. What is your method of loan giving?

  9. I have three daughters and one son who recently cleared NUST and entertained in Electrical Engineering(Pakistan Navy Engineering College Karachi).Hopefully drop outs will further escalate his position to his next priority for technology.My one daughter is studying in PIPOS a professional course for artificial LIMBS in Peshawar.My other daughter has recently taken examination of Graduation(BA)My youngest daughter is studying in FSC.
    I,m an emplyee of UBL SERVING AT UBL WANA BRANCH.EMP NO 398844.Bank may hold my retirement benefits as security and give student credit line to my son

  10. sir i am selected for b.b.a in fast national universty kharachi nd i want to obtain loan for expenses bcz i can’t affort the feeses so wats schedule for obtaing student loan nd how i can do that.

  11. Dear sir,
    I am the student of MS Geology and i want to get student loan .
    How can i apply for student and what is the requirement for student loan.
    Kindly inform me about that.

  12. i am the student if agricultute in gomal univesity dera ismail khan…i want to apply for student loan of national bank…tell me the date of submition of applications for student loan

  13. Sir,
    i am student of MA and needy / poor. wnat to run my businees, please gave me details for student Loan

  14. sir
    iam student
    i have completed my intermediate and now
    studying in Hamdard university main campus
    Sir thix is an private university and having high level fees ,so how should i continue my study
    please help me to give an student loan ,
    sir i cannot leave this university
    please help me
    i will be very thanksfull to you for this kind of act

    • Salam…I`m interested to take SOME loan for my residencial and educational status…willing to return easily through your fine policy…Much pleasure.TANX AND REGARDX!

  15. As-salam-o-Alaikum Sir !
    Sir !
    What is the criteria to get a student business loan of any bank please help me in this regard

  16. Assalam o Alikum,

    Sir, I am the student of MS MBA (3.5 years) want to apply for this type of loan due to financial provlems. I shall be very thankful to you if you tell me the process how can i avail this opportunity?

    Thanks a lot.

  17. Hi sir,
    I am student of MS and i am facing serious issues regarding financing, please tell me how we can get this oppertunity?

  18. i m student of B.S (c.s) in GCU lahore i want to apply for student loan i m so much neened student pls informe me how to apply for laon & when to apply pls any one reply to me i m waiting

  19. I am a student, doing BSCS from Arid Agriculture University, rwp. I want a student loan, so when student loan form for 2013 will be uploaded?

  20. Actually This Page created for information about Banks who gives Student Loan Scheme currently exist in Pakistan…. So we cannot helps you in this regard any more than just giving information…….

  21. i am a student of mechanical engineering at National University of Sciences & Technology…i want to apply for student loan…can anybody help me in this regard..???


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