Best Car Insurance Company in Pakistan


Best car insurance company in Pakistan all details is available on this page. if you have any vehicle either its only for commercial use or personal use then  yes you have option get car insurance in Pakistan. In President Musharraf Government since 2005 car import was increased and bank involve in this business lot of people was got car through bank with installment system that time car insurance was introduced and many other companies who were provided human life insurance they were introduced car insurance in Pakistan. Now we discuss what is car or vehicle insurance and purpose of the car insurance. Vehicles insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and bodily injury resulting from traffic collisions and against liability that could also arise therefrom. The specific terms of vehicle insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from things other than traffic collisions this is the main reason people show interest in car insurance.

Best Car Insurance Company in Pakistan

Best Car Insurance Company in Pakistan

Best car insurance company in Pakistan:

  1. EFU Insurance:
  2. Adamjee Insurance
  3. Jubilee Insurance
  4. Askai General Insurance

Car insurance company in Pakistan not only one company in these days few companies give car insurance according to car condition. Remember two type of car insurance mostly people get one category is those people who are purchasing new Car and second category is those person who have already car. These days in Pakistan law and order situation are very weak that is the reason car theft cases increase day by day. According to Media report “Residents who have had their cars stolen, said that there is no hope that their cars would be found. They have expressed dissatisfaction with the role of the police. When a car is stolen, the thief has to do two things, change the number plate and drive the car to a different city. The stolen cars are taken to other cities through the motorway and the car thieves are aware of the checkpoints along the way. Once the car has left the city it is almost impossible to recover it.The police claimed that they recover cars but residents in Lahore and other cities of Punjab who have had their cars stolen say otherwise”.

Tips on buying right motor insurance policy:

  1. Driver should bear in mind that there are number of details that should be taken into account when applying for motor insurance policy.
  2. Firstly as soon as car purchased the owner must buy an insurance cover. If a used car is purchased, the new owner needs to know that the cover of the previous owner is null and void.
  3. The insured value or sum insured depends on the market value of the vehicle. Under insurance or over insurance occur when this value is not properly mentioned.
  4. Over insurance occurs when sum insured is higher than the market value, maximum compensation is the market value of the vehicle.
  5. Under insurance occurs if sum insured is less than the market values, you are as self-insuring the difference. In the event of a loss, you will only be partially compensated.
  6. Average clause is applied when you suffer damage to your vehicle which is under insured. Your claim will be reduced proportionately by the uninsured portion, e.g. if you have insured your vehicle up to 70% of the market value, the insurance company will only pay 70% of total repair cost.

 Now if you have car insurance by Best car insurance company in Pakistan then you feel relax if you can face car theft incident because this is insurance company responsibility provide new car or try to recover you old car but 10% amount you should pay in this case and if you face nay damage then you should not pay any single amount but after one year according to company policy you should pay short amount against any damage but do not worry that amount is very short amount. So get insurance through Best car insurance company in Pakistan.

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  1. shahzad

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