Here is the complete JazzCash charges list 2026, based on JazzCash’s schedule of charges for 1 October to 31 December 2026. The key points: JazzCash to JazzCash transfers are free, bank transfers (IBFT) are free up to Rs 25,000 a month, Raast transfers to banks are free, while cash withdrawal at an agent costs Rs 7 to Rs 690 depending on the amount and sending money to a CNIC costs Rs 55 to Rs 650. Below are slab-wise tables, examples and tips to avoid unnecessary fees.
JazzCash Charges at a Glance (Oct–Dec 2026)
| Service | Charge |
|---|---|
| JazzCash to JazzCash (wallet to wallet) | Free |
| Bank transfer (IBFT), first Rs 25,000 in a month | Free (plus small fixed processing fee, e.g. Rs 1.55 title fetch) |
| Bank transfer after Rs 25,000 in a month | 0.1% or Rs 200, whichever is lower |
| Raast transfer to a bank | Free |
| Cash withdrawal at agent | Rs 7 (up to Rs 200) to Rs 690 (Rs 40,001–50,000) |
| ATM withdrawal | Rs 35 (tax included) |
| Send money to CNIC | Rs 55 to Rs 650 by slab |
| Cash out from CNIC (receiver) | Free |
| Bank transfer at agent from CNIC (IBFT OTC) | Rs 35 to Rs 400 by slab |
| Dormant account (no activity for 12 months) | Rs 100 per month |
JazzCash Send Money to CNIC Charges
When you send money to someone’s CNIC, they collect cash from a JazzCash agent. This is the most expensive way to send money:
| Amount (Rs) | Charge (Rs) |
|---|---|
| Up to 1,000 | 55 |
| 1,001 – 2,500 | 110 |
| 2,501 – 4,000 | 160 |
| 4,001 – 6,000 | 215 |
| 6,001 – 8,000 | 270 |
| 8,001 – 10,000 | 320 |
| 10,001 – 13,000 | 375 |
| 20,001 – 25,000 | 650 (top slab) |
Up to Rs 13,000, JazzCash, Easypaisa and UPaisa charge identical CNIC transfer fees; they differ only in the higher slabs.
JazzCash Cash Withdrawal Charges
Withdrawing cash from a JazzCash retailer follows a tiered slab, from Rs 7 for up to Rs 200 to Rs 690 for Rs 40,001–50,000 (tax included). For example, withdrawing Rs 8,001–10,000 costs Rs 180. ATM withdrawal with a JazzCash card costs a flat Rs 35, which is usually cheaper than an agent for larger amounts.
| Withdraw | Agent fee (approx.) | ATM fee |
|---|---|---|
| Rs 200 | Rs 7 | Rs 35 |
| Rs 10,000 | Rs 180 | Rs 35 |
| Rs 50,000 | Rs 690 | Rs 35 (within ATM limit) |
JazzCash to Bank Transfer (IBFT and Raast)
- IBFT: free for the first Rs 25,000 you send in a month (total). After that, each transfer costs 0.1% or Rs 200, whichever is lower. Example: sending Rs 60,000 after the free allowance costs Rs 60.
- Raast: free at any amount. Use Raast ID (mobile number) or IBAN where available.
How to Avoid JazzCash Charges
- Send money wallet-to-wallet instead of to CNIC whenever the receiver has a JazzCash or Easypaisa account.
- Use Raast for bank transfers to avoid the 0.1% fee after Rs 25,000.
- Withdraw large amounts from an ATM (Rs 35) instead of an agent.
- Keep the account active; inactive accounts can be charged Rs 100 a month after 12 months of no activity.
- Upgrade to a biometric-verified account for higher limits.
JazzCash vs Easypaisa Charges
| Service | JazzCash | Easypaisa |
|---|---|---|
| Wallet to wallet | Free | Free |
| Bank transfer | Free up to Rs 25,000/month, then 0.1% or Rs 200 | Free (service fee) |
| Send to CNIC (up to Rs 13,000) | Same slabs | Same slabs |
| Agent cash withdrawal | SBP-regulated slabs | Same slabs |
| ATM withdrawal | Rs 35 | Rs 35 (at other banks’ ATMs) |
For Easypaisa details, see Easypaisa withdrawal charges and Easypaisa account charges.
Quick Examples
- Sending Rs 5,000 to a friend’s JazzCash wallet: free.
- Sending Rs 5,000 to their CNIC: Rs 215.
- Sending Rs 20,000 to a bank early in the month: free (within the Rs 25,000 allowance).
JazzCash Limits
Limits depend on your account level. A basic account has lower daily and monthly limits, while a biometric-verified account gets higher limits. You can see your current limits in the JazzCash app under account details, and upgrade at a Jazz franchise or retailer with biometric verification.
Need Help?
If money was sent to the wrong number, report it immediately so the transaction can be investigated. For failed transactions or wrong transfers, call the JazzCash helpline from the app or contact Jazz support. See our Jazz helpline number page. If you lose your SIM, block it immediately to protect your wallet; see Jazz duplicate SIM.
Frequently Asked Questions
Is JazzCash to JazzCash transfer free?
Yes, wallet-to-wallet transfers are free.
What are JazzCash bank transfer charges?
IBFT is free up to Rs 25,000 a month; after that 0.1% or Rs 200 per transfer, whichever is lower. Raast transfers are free.
How much does JazzCash charge to send Rs 10,000 to a CNIC?
Rs 320 for Rs 8,001–10,000.
What is the JazzCash ATM withdrawal fee?
Rs 35, tax included.
Does JazzCash charge on inactive accounts?
Yes, Rs 100 a month for accounts with no activity in the previous 12 months, according to the schedule of charges.
Updated 9 November 2026 (schedule of charges for 1 October – 31 December 2026). Charges are revised every quarter; confirm in the JazzCash app.